Straight talk on selling your home

Win a $50 gas card every month - here is how to enter

Gas prices do not care about anyone's plans. So every month we hand one neighbor a $50 gas card - free, no catch, and nothing to sell.

Enter below with your name and phone number. That is the whole thing. We draw one winner on the 1st of each month and call them with the good news.

One entry per person, per month. Must be 18 or older. No purchase necessary - and we only use your number for the giveaway, unless you ask us about your house.

Why does a house-buying company do this? Because we are neighbors first. We buy houses across Colorado and Northeast Ohio in any condition, but this card is not about your house. Just our way of saying thanks for stopping by.

Want a straight, no-pressure answer on what your home would sell for as-is? Call or text me at (720) 897-5219 - or just take the gas card and say hi. Both are welcome.

- Rashawn

Pre-foreclosure in Ohio: what happens next and the choices you still have

If you have fallen behind on mortgage payments in Ohio, the mail gets heavy fast. Late notices. Then letters with words like “complaint” or “foreclosure” in them. It is stressful - and it is also the moment when you still have real choices. Ohio does things differently from most states, so here is what actually happens next, and what you can do.

First, the honest fine print: I buy houses, and this is not legal or financial advice. A HUD-approved housing counselor can review your situation for free if your loan is federally backed (800-569-4287), and your county legal aid office can help if you have been served with court papers. Those conversations are worth having early.

How it works in Ohio: foreclosures here go through the courts. Your lender files a complaint, you get served papers, and you have a set time to respond - usually 28 days. If the case moves forward, the court eventually orders the house sold, often at an online sheriff sale. The important part: a filing is a deadline, not a done deal. Ohio cases often run for months, which means time to act - and you can generally bring the account current right up until the sale is confirmed.

Bring the account current. If the hardship is behind you - income recovered, the setback paid - reinstating the loan stops the process. Ask your servicer for a total reinstatement quote in writing, including fees.

Work out a plan. Many servicers offer repayment plans or loan modifications, and some Ohio courts offer mediation in foreclosure cases - a neutral meeting where you, the lender and a mediator look for an arrangement. Asking costs nothing, and every agreement should be in writing. Be careful with anyone who charges a fee to “save your home” before doing anything - and never sign your deed over to a stranger.

Sell the house. If keeping it is not realistic, selling can pay off the loan and protect whatever equity you have - and selling before the auction almost always leaves more in your pocket than losing the house at sale. A traditional listing works when there is time and the home shows well. If the sale date is getting close or the house needs work, an as-is cash sale can close on your schedule - ahead of the deadline - with no repairs, no fees, and we cover closing costs (in some cases your move and first month’s rent at your next place). And if the house is worth less than owed, do not assume it is hopeless: a short sale - where the servicer agrees to accept less - is sometimes possible, and it beats a completed foreclosure on your record.

Whatever you choose, choose early. Ohio’s court process gives you more runway than most states - use it. Want a straight answer on what your house would bring in its current condition? Call or text me at (720) 897-5219. The conversation is free, and there is never any pressure - if listing with an agent is your better move, I will tell you so.

Inherited a home in Akron, Canton, or Cleveland? Your options, plainly

Losing someone is hard. Sorting out their house on top of it is a lot. If you have inherited a home in Akron, Canton, or Cleveland, here are your options, plainly.

First, a caveat: I am not an attorney, and this is not legal advice. If the estate goes through probate, an Ohio probate attorney can tell you what you can and cannot do with the house yet. That conversation is worth having early.

Once you know where things stand, most families land on one of three paths.

Keep it. Sometimes the home stays in the family. That works when someone can take on the upkeep - maintenance, insurance, taxes, and everything an empty house needs.

Rent it. A rental can bring income, but it also brings tenants, repairs, and distance. If you live out of state, be honest with yourself about whether you want that job.

Sell it. A traditional listing can bring top dollar when the home shows well and nobody is in a hurry - for many estates, an agent is the right call. If the house needs work or the family wants a simple, predictable close, selling as-is to a cash buyer can be easier: one offer, no repairs, and a closing date everyone can plan around.

Whichever way you lean, the conversation is free. Tell me about the house and where the family stands, and I will give you a straight answer - even when that answer is “list it with an agent.”

Can you sell a house that needs major repairs in Colorado?

Maybe the roof is tired. Maybe the basement took on water, or the kitchen has not been touched since the 80s. Whatever the story, the same worry follows: nobody will buy this house the way it is.

Here is the truth: houses with big repair lists sell every day in Colorado. You have three main options.

First, fix it up and list it. This can bring the highest price if the repairs are mostly cosmetic and you have the time and money to manage them. For homes that mainly need paint and small updates, an agent may be your best route - and I will tell you when that is the case.

Second, list it as-is. You skip the pre-listing repairs, but you still live with showings, and buyers often ask for credits after inspection anyway.

Third, sell as-is to a cash buyer. I buy houses in any condition across the Denver area and the Front Range - tired roofs, outdated everything, foundation worries, you name it. No repairs, no cleaning, no inspection scramble. The offer accounts for the work the house needs, and you pick the closing date.

The honest trade: an as-is sale trades some top-of-market price for speed, certainty, and simplicity. Sometimes that is exactly the right deal - sometimes it is not.

Wondering what your house would bring in its current condition? Ask me. The conversation is free, and the answer is straight.

What selling “as-is” actually means (and what it does not)

You have probably seen the phrase on yard signs and websites: We buy houses as-is. It sounds good, but what does it actually mean for you?

As-is means you sell the property in its current condition. No repairs. No cleaning for showings. No contractors, no waiting on inspection lists. The buyer takes the house with whatever it needs - the leaky water heater, the dated carpet, the garage that never got finished.

Here is the honest part: as-is does not mean the condition is ignored. A cash offer still accounts for the work the home needs. The difference is who handles it. In a traditional sale, you fix things before listing and pay out of pocket. In an as-is sale, the buyer takes on the repairs and prices the offer accordingly - you trade a little of the top price for speed, certainty, and zero hassle.

That trade is worth it for some sellers and not for others. If your home is in good shape and you can wait for the right buyer, listing with an agent may put more money in your pocket. If you need to move on a timeline, inherited a property out of state, or just do not want the repair treadmill, as-is is the simpler road.

Either way, you deserve a straight answer. I will tell you honestly which path fits your situation - and if listing is the better move, I will say so.

Questions about your own home? Reach out anytime at rushhousebuyers.com.

Pre-foreclosure in Colorado: what happens next and the choices you still have

If you have fallen behind on mortgage payments, the mail gets heavy fast. Late notices. Then a letter that mentions the word “foreclosure.” It is stressful - and it is also the moment when you still have real choices. Here is what actually happens next in Colorado, and what you can do.

First, the honest fine print: I buy houses, and this is not legal or financial advice. A Colorado housing counselor or attorney can review your exact paperwork - and if your loan is federally backed, free counseling is available through HUD-approved agencies (800-569-4287). That conversation is worth having early.

How it usually goes: after missed payments, the servicer sends notices and records a public filing. In Colorado, most loans run through a public trustee process, and a sale date may be set months down the road. The important part: a filing is a deadline, not a done deal. Options narrow as the date approaches, but almost nothing is decided on day one.

Bring the account current. If the hardship is behind you - income recovered, the setback paid - reinstating the loan stops the process. Ask the servicer for a total reinstatement quote in writing, including fees.

Work out a plan. Many servicers offer repayment plans or loan modifications. Asking costs nothing, and every agreement should be in writing. Be careful with anyone who charges a fee to “save your home” before doing anything - and never sign your deed over to a stranger.

Sell the house. If keeping it is not realistic, selling can pay off the loan and protect whatever equity you have - and selling before the auction almost always leaves more in your pocket than losing the house at sale. A traditional listing works when there is time and the home shows well. If time is short or the house needs work, an as-is cash sale can close on your schedule - ahead of the deadline - with no repairs, no fees, and we cover closing costs (in some cases your move and first month’s rent at your next place).

Whatever you choose, choose early. The sooner you act, the more options you keep. Want a straight answer on what your house would bring in its current condition? Call or text me at (720) 897-5219. The conversation is free, and there is never any pressure - if listing with an agent is your better move, I will tell you so.

Tired landlord? When selling a rental makes sense in Denver or Ohio

If you own a rental, you know the routine: the late-night call about the water heater, the turnover that always costs more than planned, the lease that ends next month. Being a landlord can be a good investment - and it can also wear you down. If you are tired, you are not alone. Here is when selling makes sense.

The signs landlords usually sell on: repairs you keep putting off - the roof, the water heater, that one bathroom. Tenants who stopped paying, or a turnover you do not want to fund again. A house that is far away, where every problem becomes a road trip or a contractor you have to chase. Or life simply changed - a new job, health, family - and you want your time back.

Your options, plainly. Keep it and hire a property manager. That works when the numbers still add up and you want the long-term hold. List it with an agent - usually the best price when the home shows well between tenants. Or sell it as-is: one cash offer, no repairs, no showings, and you pick the closing date.

What about the tenants? It is the first question in Denver and in Ohio. With an as-is sale, tenants can often stay through closing on a schedule that works for everyone - no vacancy, no turnover scramble. (Tenant rules vary by city and state, so it is worth a quick check with a local professional.)

Straight talk: if your rental shows well and the market is strong where it sits, listing it may put more in your pocket - and I will tell you so. But if the deferred-maintenance list is long, or you simply do not want another turnover, an as-is sale trades a little of the top price for speed and simplicity.

Want to know what your rental would bring as-is, tenants or not? Call or text me at (720) 897-5219. The conversation is free and there is never any pressure - and if keeping it is the smarter move, I will tell you that too.